This timeline tracks the procedural sequence the repository can directly support for GENIUS implementation. It separates Treasury's implementation ANPRM and state-similarity proposal from the separate Treasury illicit-finance RFC stream, and it distinguishes official agency actions from trade-association letters, coalition letters, portal pages, and the March 2026 Treasury report.
This page covers only the post-enactment GENIUS implementation slice currently summarized in GENIUS Act implementation, 2025-2026. It includes official Treasury, OCC, FDIC, and NCUA rulemaking milestones, a limited set of submitted comment artifacts already present in the repo, and one final Treasury report-level artifact. It does not attempt to reconstruct full docket coverage, every stakeholder submission, or the broader stablecoin-policy debate outside this implementation sequence.
- Actor / agency: White House and Treasury
- Event label: GENIUS enactment announced
- Evidence class: official agency action
- Description: White House and Treasury statements mark the law's enactment and frame the implementation phase around reserve backing, disclosure, consumer protection, and national-security themes. This is the clearest starting point for the post-enactment implementation sequence in the current repository.
- Source basis: GENIUS Act implementation, 2025-2026, fact-sheet-president-donald-j-trump-signs-genius-act-into-law-the-white-house, statement-from-u-s-secretary-of-the-treasury-scott-bessent-on-enactment-of-the-genius-act-u-s-department-of-the-treasury
- Actor / agency: Treasury and FinCEN
- Event label: Treasury implementation comment process opens
- Evidence class: official agency action
- Description: Treasury and FinCEN publicize the implementation comment process, and the Federal Register ANPRM provides the underlying rulemaking text. The repository can directly support this as the launch of the Treasury implementation stream, distinct from later illicit-finance materials.
- Source basis: GENIUS Act implementation, 2025-2026, treasury-seeks-public-comment-on-implementation-of-the-genius-act-u-s-department-of-the-treasury-lock, treasury-seeks-public-comment-on-implementation-of-the-genius-act-fincen-gov, genius-act-implementation-treasury-anprm-federal-register
- Actor / agency: Treasury
- Event label: Treasury extends ANPRM comment period
- Evidence class: official agency action
- Description: A Federal Register notice extends Treasury's GENIUS implementation ANPRM comment deadline to November 4, 2025. This gives the repo a cleaner procedural bridge between the September launch notice and the early-November bank-trade comment activity already preserved in raw/.
- Source basis: GENIUS Act implementation, 2025-2026, genius-act-implementation-treasury-anprm-comment-period-extension-federal-register
- Actor / agency: Bank Policy Institute and The Clearing House
- Event label: Treasury illicit-finance RFC response submitted
- Evidence class: coalition comment letter
- Description: A BPI / TCH PDF preserves one submitted response to Treasury's separate request for comment on illicit activity involving digital assets. This is the earliest direct comment artifact in the repo for the illicit-finance stream, not the Treasury implementation ANPRM stream.
- Source basis: GENIUS Act implementation, 2025-2026, bpi-tch-response-to-treasury-rfc-digital-assets-illicit-finance-october-2025
- Actor / agency: BPI, The Clearing House, ABA, CBA, and FSF
- Event label: Treasury ANPR implementation coalition letter submitted
- Evidence class: coalition comment letter
- Description: The repository contains one underlying Treasury ANPR coalition-letter PDF hosted by BPI. This is stronger than later advocacy summaries because it preserves an actual submitted implementation comment artifact.
- Source basis: GENIUS Act implementation, 2025-2026, bpi-tch-aba-cba-fsf-comment-letter-to-treasury-on-genius-act-anpr-november-2025
- Actor / agency: ABA and state bankers associations
- Event label: Treasury implementation comment activity broadens
- Evidence class: trade-association comment letter
- Description: ABA-hosted pages preserve a request to extend the Treasury ANPRM comment period and a separate joint letter with 52 state bankers associations about the statute's interest or yield prohibition. The repository does not currently pin both pages to exact publication dates, so this cluster stays month-level.
- Source basis: GENIUS Act implementation, 2025-2026, extension-request-to-the-treasury-on-the-genius-act-anprm-aba, stablecoin-state-associations-joint-comment-letter-aba
- Actor / agency: FDIC
- Event label: FDIC FIL issues procedural notice before Federal Register publication
- Evidence class: official agency action
- Description: FDIC FIL-59-2025 summarizes the agency's planned approval procedures for subsidiaries of FDIC-supervised institutions seeking to issue payment stablecoins. It is a more formal procedural record than a press page and appears in the repo before the Federal Register publication date.
- Source basis: GENIUS Act implementation, 2025-2026, fdic-fil-59-2025-notice-of-proposed-rulemaking-payment-stablecoins
- Actor / agency: FDIC
- Event label: FDIC NPRM published in the Federal Register
- Evidence class: official agency action
- Description: The Federal Register notice provides the underlying FDIC proposed rule on approval requirements for payment-stablecoin issuance by subsidiaries of FDIC-supervised institutions. This is the clearest source-backed start of the FDIC rulemaking thread in the repo.
- Source basis: GENIUS Act implementation, 2025-2026, fdic-payment-stablecoin-subsidiary-approval-nprm-federal-register
- Actor / agency: ABA, BPI, The Clearing House, CBA, and ICBA
- Event label: FDIC comment-period extension requested
- Evidence class: coalition comment letter
- Description: An ABA-hosted letter page preserves a coalition request to extend the FDIC comment period. The letter also argues that the proposal should be evaluated alongside still-missing FDIC prudential-rule materials, which the repo does not yet contain.
- Source basis: GENIUS Act implementation, 2025-2026, letter-requesting-extension-of-comment-period-on-fdics-payment-stablecoins-npr-aba
- Actor / agency: FDIC
- Event label: FDIC FIL extends the comment period
- Evidence class: official agency action
- Description: FIL-4-2026 extends the FDIC payment-stablecoin NPRM comment period from February 17 to May 18, 2026. This is a formal procedural action, not a stakeholder filing.
- Source basis: GENIUS Act implementation, 2025-2026, fdic-fil-4-2026-comment-period-extension-payment-stablecoins
- Actor / agency: FDIC
- Event label: FDIC extension notice published in the Federal Register
- Evidence class: official agency action
- Description: The Federal Register extension notice confirms the FDIC's procedural change at the rulemaking-document level. Together with the FIL page, it gives the repo both bulletin-level and Federal Register evidence for the same extension event.
- Source basis: GENIUS Act implementation, 2025-2026, fdic-payment-stablecoin-comment-extension-federal-register, fdic-fil-4-2026-comment-period-extension-payment-stablecoins
- Actor / agency: NCUA
- Event label: NCUA proposed rule published
- Evidence class: official agency action
- Description: NCUA publishes its proposed rule on licensing and investment treatment for permitted payment stablecoin issuers connected to federally insured credit unions. This is the clearest official start of the NCUA rulemaking sequence preserved in the repo.
- Source basis: GENIUS Act implementation, 2025-2026, ncua-permitted-payment-stablecoin-issuer-rule-federal-register
- Actor / agency: OCC
- Event label: OCC Bulletin 2026-3 issued
- Evidence class: official agency action
- Description: OCC Bulletin 2026-3 summarizes the agency's GENIUS NPRM and points to the proposed-rule document. It provides a stronger procedural page than a standard press release and explicitly describes the OCC's jurisdictional role.
- Source basis: GENIUS Act implementation, 2025-2026, occ-bulletin-2026-3-genius-act-regulations-notice-of-proposed-rulemaking
- Actor / agency: OCC
- Event label: OCC proposed rule published in the Federal Register
- Evidence class: official agency action
- Description: The Federal Register notice provides the underlying OCC proposed rule on licensing, reserve assets, custody, capital, foreign issuers, and state-law treatment. It is the strongest primary-source anchor in the repo for the OCC rulemaking thread.
- Source basis: GENIUS Act implementation, 2025-2026, occ-genius-act-implementation-proposed-rule-federal-register
- Actor / agency: Treasury
- Event label: Treasury submits illicit-finance report to Congress
- Evidence class: final report / congressional report artifact
- Description: Treasury's March 2026 report to Congress is the strongest final-action artifact in this slice. It belongs to the illicit-finance RFC stream rather than the Treasury implementation ANPRM or state-similarity proposal stream.
- Source basis: GENIUS Act implementation, 2025-2026, treasury-genius-act-illicit-finance-innovation-congressional-report-march-2026
- Actor / agency: ABA, BPI, CBA, and ICBA
- Event label: OCC comment-period extension requested
- Evidence class: coalition comment letter
- Description: An ABA-hosted coalition letter requests a 60-day extension for the OCC GENIUS NPRM comment period. The argument is tied to the size of the OCC proposal and the need to coordinate with FDIC and NCUA rulemakings.
- Source basis: GENIUS Act implementation, 2025-2026, joint-letter-requesting-extension-of-comment-period-on-occs-genius-act-implementation-nprm-aba
- Actor / agency: Treasury
- Event label: Treasury state-similarity NPRM published
- Evidence class: official agency action
- Description: Treasury publishes a proposed rule on broad-based principles for determining whether a state-level regime is substantially similar to the federal framework. This is a later Treasury implementation stream, distinct from the illicit-finance RFC and report record.
- Source basis: GENIUS Act implementation, 2025-2026, genius-act-state-similarity-treasury-nprm-federal-register
- Actor / agency: NCUA
- Event label: NCUA comments due date appears in portal coverage
- Evidence class: portal / docket access page
- Description: The NCUA comments page identifies April 13, 2026 as the due date for comments and directs readers to Regulations.gov. The repository still lacks direct submitted NCUA comment-letter artifacts, so this marks access and deadline information rather than substantive comment coverage.
- Source basis: GENIUS Act implementation, 2025-2026, comments-on-the-genius-act-proposal-due-april-13-ncua
- Actor / agency: FDIC
- Event label: Extended FDIC comment deadline
- Evidence class: official agency action
- Description: The FDIC extension materials move the payment-stablecoin NPRM comment deadline to May 18, 2026. The repo supports the deadline through both the FIL page and the Federal Register extension notice.
- Source basis: GENIUS Act implementation, 2025-2026, fdic-fil-4-2026-comment-period-extension-payment-stablecoins, fdic-payment-stablecoin-comment-extension-federal-register
- Actor / agency: Treasury
- Event label: Treasury state-similarity NPRM comment deadline
- Evidence class: official agency action
- Description: Treasury's state-similarity NPRM sets June 2, 2026 as the comment deadline. This is the latest directly supported procedural milestone in the current implementation slice.
- Source basis: GENIUS Act implementation, 2025-2026, genius-act-state-similarity-treasury-nprm-federal-register
- 2025-09-19 and 2025-10-01 establish the Treasury implementation ANPRM stream as a formal rulemaking process with a documented extension path rather than only post-enactment messaging.
- 2025-10-17 and 2025-11 show that the repo now has a real but still selective comment record for two different Treasury-related streams.
- 2025-12-16 to 2026-03-02 is the main agency-rulemaking buildout, with FDIC, NCUA, and OCC each entering the record through official notice or bulletin material.
- 2026-03 and 2026-04 show Treasury splitting between a report-level illicit-finance output and a separate state-similarity proposal path.
- GENIUS Act implementation, 2025-2026
- fact-sheet-president-donald-j-trump-signs-genius-act-into-law-the-white-house
- statement-from-u-s-secretary-of-the-treasury-scott-bessent-on-enactment-of-the-genius-act-u-s-department-of-the-treasury
- treasury-seeks-public-comment-on-implementation-of-the-genius-act-u-s-department-of-the-treasury-lock
- treasury-seeks-public-comment-on-implementation-of-the-genius-act-fincen-gov
- genius-act-implementation-treasury-anprm-federal-register
- genius-act-implementation-treasury-anprm-comment-period-extension-federal-register
- genius-act-state-similarity-treasury-nprm-federal-register
- bpi-tch-aba-cba-fsf-comment-letter-to-treasury-on-genius-act-anpr-november-2025
- extension-request-to-the-treasury-on-the-genius-act-anprm-aba
- stablecoin-state-associations-joint-comment-letter-aba
- letter-to-the-treasury-on-illicit-activity-in-digital-assets-aba
- bpi-tch-response-to-treasury-rfc-digital-assets-illicit-finance-october-2025
- treasury-genius-act-illicit-finance-innovation-congressional-report-march-2026
- occ-bulletin-2026-3-genius-act-regulations-notice-of-proposed-rulemaking
- occ-genius-act-implementation-proposed-rule-federal-register
- fdic-fil-59-2025-notice-of-proposed-rulemaking-payment-stablecoins
- fdic-payment-stablecoin-subsidiary-approval-nprm-federal-register
- letter-requesting-extension-of-comment-period-on-fdics-payment-stablecoins-npr-aba
- fdic-fil-4-2026-comment-period-extension-payment-stablecoins
- fdic-payment-stablecoin-comment-extension-federal-register
- ncua-permitted-payment-stablecoin-issuer-rule-federal-register
- comments-on-the-genius-act-proposal-due-april-13-ncua
- joint-letter-requesting-extension-of-comment-period-on-occs-genius-act-implementation-nprm-aba
- The repository still lacks direct docket or Regulations.gov captures for most of these proceedings, so this page should not be read as a complete public-comment chronology.
- The repo has direct illicit-finance comment artifacts and the March 2026 Treasury report, but it does not yet preserve the underlying Treasury or FinCEN RFC notice as a separate raw capture. That is why the illicit-finance thread begins here with comment artifacts rather than a direct official launch notice.
- NCUA has portal coverage and a due date, but the repo still lacks direct submitted NCUA comment-letter artifacts.
- FinCEN still lacks direct submitted comment files in the repo even though it appears in Treasury implementation notice coverage.
- Fact Sheet: President Donald J. Trump Signs GENIUS Act into Law – The White House
- The President Signed into Law S. 1582 – The White House
- Statement from U.S. Secretary of the Treasury Scott Bessent on Enactment of the GENIUS Act | U.S. Department of the Treasury Lock
- Treasury Seeks Public Comment on Implementation of the GENIUS Act | U.S. Department of the Treasury Lock
- Treasury Seeks Public Comment on Implementation of the GENIUS Act | FinCEN.gov
- GENIUS Act Implementation, 45159-45163 [2025-18226]
- Federal Register API docket metadata for Treasury GENIUS and NCUA stablecoin rulemakings, 2025-2026
- GENIUS Act Implementation, 47251 [2025-19093]
- GENIUS Act Broad-Based Principles for Determining Whether a State-Level Regulatory Regime Is Substantially Similar to the Federal Regulatory Framework, 16844-16867 [2026-06489]
- Extension Request to the Treasury on the GENIUS Act ANPRM | American Bankers Association
- Stablecoin State Associations Joint Comment Letter | American Bankers Association
- Letter to the Treasury on Illicit Activity Involving Digital Assets | American Bankers Association
- BPI / TCH response to Treasury RFC on digital-asset illicit finance
- Treasury GENIUS Act illicit-finance innovation congressional report, March 2026
- America's Credit Unions comment letter to Treasury on illicit activity involving digital assets
- America's Credit Unions comment letter to Treasury on GENIUS Act implementation
- CSBS comment letter on Treasury GENIUS Act implementation
- OCC Requests Comments on Proposal to Implement GENIUS Act | OCC
- NCUA Proposes Rule for Permitted Payment Stablecoin Issuer Applications | NCUA
- America's Credit Unions letter to NCUA on GENIUS Act implementation
- NCUA stablecoin proposed rule public inspection PDF, February 2026
- FDIC Extends Comment Period on Proposal to Establish GENIUS Act Application Procedures for FDIC-Supervised Institutions Seeking to Issue Payment Stablecoins | FDIC.gov Share on X Follow the FDIC on X
- Implementing the Guiding and Establishing National Innovation for U.S. Stablecoins Act for the Issuance of Stablecoins by Entities Subject to the Jurisdiction of the Office of the Comptroller of the Currency, 10202-10303 [2026-04089]
- Investments in and Licensing of Permitted Payment Stablecoins Issuers, 6531-6552 [2026-02868]
- Approval Requirements for Issuance of Payment Stablecoins by Subsidiaries of FDIC-Supervised Insured Depository Institutions, 59409-59418 [2025-23510]
- Approval Requirements for Issuance of Payment Stablecoins by Subsidiaries of FDIC-Supervised Insured Depository Institutions; Extension of Comment Period, 6138 [2026-02665]
- GENIUS Act Regulations: Notice of Proposed Rulemaking | OCC Bulletin 2026-3
- Comments on the GENIUS Act Proposal Due April 13 | NCUA
- FDIC FIL-59-2025: Notice of Proposed Rulemaking to Establish GENIUS Act Application Procedures
- FDIC FIL-4-2026: Comment period extension for payment-stablecoin NPRM
- Joint Letter Requesting an Extension of Comment Period on the OCC's GENIUS Act Implementation NPRM | ABA
- Letter Requesting the Extension of Comment Period on the FDIC's NPR re: Approval Requirements for Issuance of Payment Stablecoins | ABA
- Comments RIN 3064-AG20 - December 19, 2025 | FDIC.gov
- FDIC bank-trade coalition extension request, RIN 3064-AG20
- FDIC U.S. Faster Payments Council comment, RIN 3064-AG20
- Circle Submits Comment Letter on GENIUS Act Implementation | Circle
- Blockchain Association Leads Industry Coalition Urging Congress to Preserve GENIUS Act Stablecoin Framework - Blockchain Association Blockchain Association Blockchain Association Blockchain Association Blockchain Association
- GENIUS Act House Passage | American Bankers Association Shopping Cart Search Hamburger Menu Hamburger Menu
- Banks Submit Recommendations on Treasury’s Implementation of the GENIUS Act - Bank Policy Institute
- BPI / TCH / ABA / CBA / FSF comment letter to Treasury on the GENIUS Act ANPR
- NASCUS NCUA summaries and comment letters stablecoin entry, April 2026
- Circle Internet Group, Inc. - Circle Applies for National Trust Charter
- Circle Internet Group, Inc. - Circle Receives Conditional Approval from OCC for National Trust Charter